measi's Diaryland Diary

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Weird, grown up phone calls

Qualifier on this entry: I'm still drugged up on cold meds and feeling a tad wonky. Grammar will be off. I can't even speak straight these days.

Last night, Fisch calls me. His new job is doing some sort of sales work/research and gathering type stuff for mortgages, and he's finding clients.

Now, while I'd normally groan at the sales pitch idea, in this case it's actually a good thing. Erich and I have talked casually about homes. Heck, I've forwarded some price range ones to Minarae to look at, just for the hell of it. And we're both curious as to how well we really could do with financing a house.

So Fisch and I go through the basic questions for me. I didn't know all of Erich's info, of course, and he's going to call back at some point in the next couple days to talk to Erich about work history and whatnot, and then run both of our credits and see what kind of prequalifiers the two of us could get toward a house. If nothing else, it would be good to know what we qualify for, even if we don't have the money to put anything down right now. That way we know what we need to shoot for to save for a down payment.

Erich and I chatted about it last night, and we both agree that if we behave ourselves with frivolous spending, we easily could afford a couple hundred more in "rent" per month (translating rent to a mortgage, of course). Not to mention that we'd save $120 per month immediately because we have a storage unit that could be cleared out.

And I keep thinking about owning a house. I get that cheesy image of the perfect little starter home with the gleaming white picket fence, a dog running around in the yard with giggling kids... and it all seems comforting somehow. Until, of course, I realize how disturbing it is to be thinking about such basic nuclear 2.5 kids and a dog family concepts.

Gah. Growing up bad.

Still, it makes sense to move into our own house if we can afford it-- have some equity, not toss money away at rent every month. Not have to hassle with the concepts of leases any more...

Ah, what a good dream...

11:24 a.m. - 04 March 2004

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